Affordable Veterinarian

When your pet needs you most, we make difficult financial decisions simple. Get care for your pet now, pay later

Scratchpay provides pet parents with simple transparent payment plans.

Risk Free

  • Scratchpay isn’t a credit card.
  • Checking your plan options will NOT affect your credit score.

Highest Approvals

  • They approve more pet parents, with affordable rates as low as 0% APR.


  • No hidden fees.
  • No prepayment penalty.
  • No deferred interest.
  • No surprises.

How it works

  1. Apply for a payment plan from your phone or desktop.
  2. Check your rate and pick your payment plan.
  3. Get your pet the care they need. 

For more information visit Scratchpay's website.


From routine appointments to emergency situations or surgeries, the CareCredit card gives pet owners the peace of mind needed to care for pets big and small. Unlike traditional pet financing or veterinary payment plans, the CareCredit credit card gives you the flexibility to use your card again and again for your pet's procedures.

Here are just some of the many small and large animal veterinary procedures you can use your CareCredit healthcare credit card for:

  • Annual check-ups

  • Teeth cleaning

  • Parasites

  • Dermatology

  • Rehab

  • Medication

  • Diagnostics

  • Care of chronic pet diseases and conditions

  • Dog chemotherapy

  • Vaccinations

  • Microchipping

  • Pet food and nutrition

  • Spay and neutering

  • Emergency services

  • Surgical procedures

  • Hip dysplasia surgery